We can help you protect everything that means the most to you, your family and your home.
When you work so hard to provide for your family and save for your children’s education and your own retirement, the last thing you hope for is a change in your personal health circumstances. And whilst ‘Accident’, ’Illness’, and ‘Death’ are all words we would rather not see or hear, let alone experience, they are sadly all things that could affect any one of us at any time.
Having life and critical insurance cover and proper mortgage and income protection measures in place is a MUST for anyone wanting to make sure that they can support their family in the most difficult of circumstances. The life and protection insurance marketplace is extensive, and the different policies (in particular, the various critical illness protections available) will all offer varying levels of cover. Trying to fathom which life insurance, critical illness product or mortgage protection policy best suits your needs can be a daunting task. It is, however, a task that you need not face alone.
We understand the marketplace and are on hand to talk you through the options available to you so that you can make some informed decisions.
We can also talk to you with knowledge about the benefits of writing or placing your insurance policies in trust so that you can limit Inheritance Tax (IHT) liabilities and, in certain instances, bypass probate altogether.
Clarity Mortgages: Helping you to do the best for your loved ones if the worst happens to you…