Protecting you and your home.

You need to know that if tragedy strikes, your family is protected. At Clarity, we'll ensure your loved ones are provided for financially should something serious happen.

We can help you protect everything that means the most to you, your family and your home.

When you work so hard to provide for your family and save for your children’s education and your own retirement, the last thing you hope for is a change in your personal health circumstances. And whilst ‘Accident’, ’Illness’, and ‘Death’ are all words we would rather not see or hear, let alone experience, they are sadly all things that could affect any one of us at any time.

Having life and critical insurance cover and proper mortgage and income protection measures in place is a MUST for anyone wanting to make sure that they can support their family in the most difficult of circumstances. The life and protection insurance marketplace is extensive, and the different policies (in particular, the various critical illness protections available) will all offer varying levels of cover. Trying to fathom which life insurance, critical illness product or mortgage protection policy best suits your needs can be a daunting task. It is, however, a task that you need not face alone.

We understand the marketplace and are on hand to talk you through the options available to you so that you can make some informed decisions.

We can also talk to you with knowledge about the benefits of writing or placing your insurance policies in trust so that you can limit Inheritance Tax (IHT) liabilities and, in certain instances, bypass probate altogether.

Clarity Mortgages: Helping you to do the best for your loved ones if the worst happens to you…

Life Cover

Life cover will provide a fixed lump sum payment should you pass away within a specified period. A life cover policy will help to protect your family’s prosperity in the event of your passing.

Critical Illness

Critical illness insurance is a long-term insurance policy that provides a specified lump sum payment if you are diagnosed with an illness that is specified within your policy.

Buildings and Contents Insurance

Clarity Mortgages can also help you to find the right buildings and contents policy that is ideally suited to your needs. Not all policies offer the same amount of cover, we’ll work with you to ensure that you have the right policy to protect your home.

Monthly Income Protection Insurance

Income protection insurance will provide you with a regular, monthly income if you are incapacitated and unable to work. This policy will provide a fixed percentage (typically 50-65%) of your usual monthly income, enabling you to meet your regular costs.

Accident, Sickness and Unemployment (ASU)

A mortgage protection policy will provide you with the peace of mind knowing that you could repay your mortgage if you were unable to work through sickness or unemployment.

Got any questions?

Feel free to get in touch

Waterside House, The Plains, Totnes, Devon, TQ9 5DW